Terms of Service

Just Private Mortgages

Effective Date: June 1, 2024

Welcome to Just Private Mortgages. By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Service. Please read these terms carefully. If you do not agree with any part of these terms, you must not use our website or services.

1. Acceptance of Terms

By using our website and services, you agree to these Terms of Service and our Privacy Policy. These terms apply to all visitors, users, and others who access or use our services.

2. Use of Services

Eligibility: You must be at least 18 years old to use our services.

Account Creation: To access certain features, you may need to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary.

User Responsibilities: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

Prohibited Activities: You agree not to:

  • Use our services for any illegal or unauthorized purpose.

  • Impersonate any person or entity or misrepresent your affiliation with any person or entity.

  • Interfere with or disrupt the operation of our services.

  • Attempt to gain unauthorized access to our systems or networks.

3. Mortgage Application and Services

Application Process: When you apply for a mortgage through our services, you agree to provide accurate and complete information. We will review your application and may request additional documentation.

Approval and Rates: Mortgage approval is subject to our review and underwriting process. Rates and terms are subject to change based on market conditions and your financial profile.

Communication: By providing your contact information, you consent to receive communications from us, including emails, phone calls, and text messages, regarding your application and our services.

4. Intellectual Property

Ownership: All content, features, and functionality on our website, including text, graphics, logos, images, and software, are the property of Private Mortgage Solutions or its licensors and are protected by intellectual property laws.

License: We grant you a limited, non-exclusive, non-transferable license to access and use our website and services for your personal, non-commercial use. You agree not to reproduce, distribute, modify, or create derivative works from any content on our website.

5. Disclaimers and Limitation of Liability

Disclaimer of Warranties: Our services are provided "as is" and "as available" without any warranties, express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure.

Limitation of Liability: To the maximum extent permitted by law, Just Private Mortgages shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

  • Your use or inability to use our services.

  • Unauthorized access to or alteration of your transmissions or data.

  • Any other matter related to our services.

6. Indemnification

You agree to indemnify, defend, and hold harmless Just Private Mortgages, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of our services or your violation of these Terms of Service.

7. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after the posting of revised terms constitutes your acceptance of such changes.

8. Governing Law and Dispute Resolution

Governing Law: These terms shall be governed by and construed in accordance with the laws of the State of Canada, without regard to its conflict of law principles.


Dispute Resolution: Any disputes arising out of or in connection with these terms or our services shall be resolved through binding arbitration in accordance with the rules of the Canadian Arbitration Association. The arbitration shall take place in Ontario, Canada, and the arbitrator's decision may be enforced in any court of competent jurisdiction.

9. Contact Information

If you have any questions about this Terms of Service or our privacy practices, please contact us at:

Just Private Mortgages

9-3600 Langstaff Road, Woodbridge, ON, L4L 9E7

Phone: (416) 882-3316

Email: [email protected]

Thank you for choosing Private Mortgage Solutions. Your privacy and trust are important to us.